One TeamRealty · Lending · Title

Spring Hill & Crystal River, Florida

Find it, finance it and close it with one team.

Tropic Shores Realty, Direct Lending Group and Tropic Title Services work side by side for buyers and sellers across Hernando and Citrus counties. One phone call connects your agent, your loan officer and your closer.

Search homes Get pre-approved What's my home worth?
One Team logo: Tropic Shores Realty, Tropic Title Services and Direct Lending Group. Working together for you.

How it works

Three steps, one hallway

Your agent, loan officer and title closer talk to each other directly, so fewer things fall through the cracks between contract and keys.

1

Get pre-approved

Know your budget before you shop. A pre-approval letter makes your offer stronger.

Start your application
2

Find the home

A Tropic Shores agent searches, tours, negotiates and keeps your deal on schedule.

Find an agent
3

Close with confidence

Tropic Title checks the title, protects your ownership and runs a clear, on-time closing.

Title order forms

Our companies

What each team does for you

Tropic Shores Realty

  • Buying and selling homes, land and waterfront
  • Free home value (CMA) requests
  • Fannie Mae, VA and HUD listing agents
Our agents Client reviews

Direct Lending Group

  • FHA, VA and first-time buyer loans
  • Jumbo and investment property loans
  • Purchase and refinance
Loan programs Apply

Direct Lending Group, Inc. · NMLS #380119 · NMLS Consumer Access

Tropic Title Services

  • Title search and title insurance
  • Purchase, sale and refinance closings
  • Free app for title quotes and seller net sheets
Instant quotes Order title

Visit us

Two offices, the whole team

Hernando County

Spring Hill

3439–3443 Deltona Blvd
Spring Hill, FL 34606

(352) 684-7371

Tropic Title Services · 3439 Deltona Blvd · (352) 688-1269

Tropic Shores Realty · 3441 Deltona Blvd · (352) 684-7371

Direct Lending Group · 3443 Deltona Blvd · (352) 686-8296

Title office hours: Monday–Friday, 9 AM–5 PM

RealtyLendingTitle

Citrus County

Crystal River

6460 W. Gulf to Lake Hwy
Crystal River, FL 34429

(352) 503-4780

Tropic Shores Realty and Tropic Title Services share this office.

Title office hours: Monday–Friday, 9 AM–5 PM. Loans are handled from Spring Hill; ask and we'll connect you with a loan officer.

RealtyTitle

For agents

Keep 100% of your commission. Close in-house.

Tropic Shores agents keep their commission, keep their listings, and walk clients down the hall to a lender and a title company that already know the deal.

  • Free IDX agent website on your own domain
  • Unlimited virtual tours
  • Option to be paid at closing
  • Work from the office or from home
See the agent package
Monthly fee$69
Transaction fee, first closing each month only$239
E&O contribution per closing$40
Desk fees, junk fees, franchise fees$0

Affiliated business disclosure

The same owners, and your free choice

Tropic Shores Realty LLC, Tropic Title Services and Direct Lending Group, Inc. have the same owners. Because of this relationship, a referral between them may provide the owners a financial or other benefit. You are not required to use any of these companies as a condition of buying, selling or refinancing a property. Other settlement service providers offer similar services, and you are free to shop around for the best service and rate.

ServiceEstimated charge or range
Title insurance (Tropic Title)Set by the State of Florida: $5.75 per $1,000 up to $100,000, then $5.00 per $1,000
Title search (Tropic Title)$75 – $250
Closing fee (Tropic Title)$150 – $850
Loan origination fee (DLG)0 – 3% on loans over $100,000; up to $3,000 for $60,000–$99,999; 5% for $40,000–$59,999; up to $1,000 under $40,000
Discount points (DLG)0 – 3% of loan amount
Processing fee (DLG)Up to $795

Estimates only. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.